Privacy Policy

We are committed to protecting your personal data and privacy.

This Privacy Policy outlines how we collect and store the information you provide when using the PacAur website.

These principles will be upheld:

• To be transparent about how we process and collect your personal information:

We believe you should have the information you need to make informed decisions about how your personal data is used and processed. That's why we've created this website. We use a range of methods and procedures to ensure you understand how your personal data is handled.

If we believe you require specific details, we'll provide that information to you at the appropriate time.

We're happy to help with any questions and can provide clarifications on legal limitations that may apply. Please feel free to contact us via email at info@pac-aur.com.

• Your personal data will only be used for the purposes outlined in our privacy policy.

We may process your personal data for various purposes, including providing access to our website and Services, connecting you with third-party trading platforms, improving our site, protecting our rights and interests, maintaining and delivering our services, meeting regulatory and legal obligations, and conducting administrative and business activities necessary to support the Services.

We also process your personal data to better understand your preferences and needs.

• To access important tools that safeguard your personal data rights:

To help you exercise your rights, we have substantial resources available. Contact us at any time to request information about your personal data. We can modify or delete it, stop using it for specific or general purposes, transfer it to you or a third party, and accommodate your requests promptly.

• Protect your personal information:

Whilst we cannot guarantee absolute security of your personal data, we're committed to employing robust methods and techniques to protect your information.

Our privacy and security policy is comprehensive.

1. The Scope?

This policy outlines the types of personal information we collect from individuals, how we process and protect it, and how we may share it with third parties.

This Policy covers information relating to an identified or identifiable individual. An identifiable person is someone who can be directly identified or recognised through a combination of information we hold or can reasonably access.

The Policy defines "processing" as any process involving the collection or use of personal data, including its management, organisation, and storage.

Our services are intended for general audiences and are not designed for use by anyone under 18 years of age. We do not knowingly collect information from minors, nor do we permit them to use our services. Should we become aware of any information belonging to a child, we will remove it promptly.

2. What personal information do we hold about you?

When you access our services and channels or visit our website, we collect personal data. We may request your personal information in certain circumstances, and we also gather data by analysing how you use our services and channels, or by receiving information from our third-party partners.

3. You're not required to share personal information with the company, and there are no consequences if you choose not to.

While you aren't required to provide personal data, doing so in certain circumstances may be necessary for us to deliver our services or for you to access the website fully.

4. What personal information do we collect? When you visit our website, we gather the following personal information:

We collect information about your online activity, including traffic data (such as your IP address, access dates and times), language preferences, software crash logs, browser type, and device details. This information is non-identifying and cannot be used to determine your personal identity.

Personal Data We Receive from You: Any personal information you voluntarily provide when you connect with a third-party online trading platform through us.

Personal information you provide to third-party trading platforms: this includes your full name, address, phone number, and email address.

5. Legal basis and reasons for processing your personal data

Your personal data is processed by the company in accordance with the purposes outlined in this section and the applicable legal basis for processing.

Without a legal basis, the company cannot process your personal data. Here are the legal grounds on which the company relies to process your personal information:

• You've given your consent for us to process your personal data for one or more purposes. This includes when you submit personal information through the website so we can transfer it to a third-party trading platform.
• We or our service partners may process your data to meet our legitimate business interests, such as improving our services or defending legal claims.
• Processing must comply with legal requirements.

Contact us by email for further details about the processing steps we take to protect legitimate interests.

Below is a list of reasons and legal grounds we may use the personal data you provide to us.

6. Sharing Your Personal Data with Third Parties

We may also share personal data with third-party service providers, such as hosting and storage providers, to help us deliver our services. This includes IP address information and user experience analytics.

You can also request that we share your personal data with third-party trading platforms. When you do, we'll provide your information to those platforms in accordance with their privacy policies. Please note that your personal data may be shared with multiple trading platforms.

We may share your personal data with related entities and business partners to help us enhance and improve the products and services we offer you.

In order to protect the rights of third parties or safeguard assets, the Company may disclose personal data to regulatory authorities, local government bodies, or other official organisations.

We may share your personal data with potential investors, buyers, or lenders to our company or group entities in connection with any transaction, including asset transfers, sales, mergers, restructuring, consolidation, or insolvency proceedings affecting our company or group businesses.

7. Third-Party Cookies and Services

We may work with third-party service providers, including advertising partners and analytics companies, who use cookies and similar technologies on our website.

Cookies are small text files stored on your device when you visit our website. We use them to understand your preferences and browsing habits, personalise your experience, remember your settings, and gather analytics data to continually improve our services.

Some cookies we use are session cookies, which are temporarily stored on your device and deleted when you close your browser. Others are persistent cookies that remain on your device after you close your browser. We use persistent cookies to recognise you as a returning visitor and to help you navigate back to the website more easily.

Types of cookies:

They may be used by us according to their intended purpose:

Cookies are blocked or removed

To prevent or remove cookies, you'll need to adjust your browser's settings. Below are links to help you through the process for some of the most popular browsers.

• firefox
• Microsoft Edge
• Google Chrome
• safari

However, be aware that certain features or the entire website may not function as expected if this occurs.

ONLINE TRACKING NOTICE

We retain your personal data for as long as necessary to fulfil the purposes outlined in this policy, or for longer periods where permitted by law, regulations, and applicable orders.

We'll share your information with third-party trading platforms for a 12-month period. If you consent, we'll continue sharing your data for a further 12 months.

We regularly review the Personal Data we hold to ensure it's no longer required.

9. Transferring your personal information to countries outside Australia or international organisations

Your personal information may be transferred to other countries or international organisations. We take all necessary steps to protect your personal data and ensure you can exercise your rights and access effective legal remedies.

These protections and safeguards are available to all residents of the EEA (European Economic Area).

• Transfer to a third country or international organisation that the EU Commission has determined provides adequate protection for personal data transfers under Article 45(3) of Regulation 2016/679 of the European Parliament and Council of 27 April 2016 (the "GDPR").
• The transfer is made in accordance with a legally binding and enforceable agreement between public entities or authorities under Article 46(2)(a).
• The transfer was completed in accordance with the standard contractual clauses approved by the EU Commission under Article 46(2)(c) of the GDPR. You can view the EU Commission's approved clauses at https://ec.europa.eu/info/law/law-topic/data-protection/data-transfers-outside-eu/model-contracts-transfer-personal-data-third-countries_en.

The Company can provide details about the security measures it has implemented to protect your personal data when transferred to third-party countries or international organisations. Please email info@wealthwaydigital.uk for more information.

10. Security of Your Personal Data

We've implemented appropriate organisational and technical safeguards to protect your personal data, including measures to prevent accidental or unlawful destruction, loss, or alteration.

We cannot guarantee that your personal data will be kept secure without any errors. We're also not liable for any indirect, incidental, or consequential damages arising from the use or disclosure of your personal data. This includes, but is not limited to, data breaches resulting from transmission errors, unauthorised access by third parties, or other causes beyond our control.

In cases where we're legally required or obligated to do so, we may need to disclose your personal data to third parties, such as government authorities. In these circumstances, we're unable to control how third parties protect your information.

While we take data security seriously, we cannot guarantee that personal information transmitted over the internet is completely secure. Please be aware that any data you send to us online carries inherent risks that are beyond our control.

11. Links to third-party websites

The website includes links to third-party sites and applications that are not operated by us. We're not responsible for how these external sites and apps collect or handle your personal data. Our privacy policy doesn't apply to your use of these third-party platforms.

Before accessing any third-party websites or apps we recommend, please take time to review their privacy policies. We also suggest you consider what personal data you're comfortable sharing with them.

12. Changes to This Policy

This Policy may be updated at any time. We'll notify you of any changes by posting the revised policy on our website. For significant modifications, we'll also attempt to inform you through appropriate channels and publish an announcement on our website. Unless otherwise stated, amendments become effective upon publication of the updated policy.

13. Your rights regarding your personal information

You have the right to request that we verify the accuracy of personal data we collect about you, correct any inaccuracies, and delete personal data we no longer need. You may also restrict how we process your personal information.

If you're based in the EEA, please visit this page:

You have the right to access and control your personal data. To exercise these rights, simply email us at the address below.

Access rights

The Company can verify the accuracy of your personal data that's being processed. If requested, you're able to access your personal data.

The Company can provide an electronic copy of your personal data that's currently being processed and may charge a reasonable fee for additional copies. The data will be supplied in electronic format upon request.

The right to access your personal data must not conflict with the rights and freedoms of others. If a request could harm another person's rights or freedoms, the company may refuse to comply with the request or limit how it responds to it.

Right to rectification

We may correct inaccurate personal data about you. You also have the right to request that we update any incomplete personal data we hold about you, taking into account why we're processing it.

Right to Erasure

You can request deletion of your personal data for any of the following reasons: (a) your personal data is no longer needed for the original purpose of collection or processing; (b) you withdraw your consent and there is no other legal basis for processing; (c) you object to processing based on legitimate interests at any time, for reasons specific to your situation; (d) personal data has been processed unlawfully; or (e) your personal data must be deleted to comply with our legal obligations.

This right does not apply if the processing is necessary to (a) comply with a legal obligation under EU or member state law, or (b) establish, exercise, or defend legal rights.

Processing restrictions

If you have concerns about the accuracy of your personal data, you can request that the company limit how your data is processed.

If you request that your personal data be restricted, we may only retain it with your consent or to establish, exercise, or defend legal rights—either your own or those of another individual—or where there is a substantial public interest within the European Union or a member state.

Your Right to Data Portability

If an automated system processes your personal data based on your consent or a contract you're party to, you have the legal right to request and review the personal information you've provided to the company.

You have the right to request that your personal data be transferred directly from the company to another controller, where technically possible. Exercising your right to data portability does not affect your right to erasure. The right to data portability does not interfere with the rights or freedoms of others.

Right to challenge

You have the right to object at any time to the use of your personal data where it's based on legitimate interests pursued by {site_name} or a third party. This includes objections to profiling based on these legitimate interests. If we can demonstrate compelling legitimate grounds for processing your personal data, we may continue to do so only if we can establish that our interests outweigh your rights, freedoms, and interests, or where processing is necessary for the establishment, exercise, or defence of legal claims.

You have the right to opt out of direct marketing at any time and object to the processing of your personal data.

Right to Refuse Consent

You may withdraw your consent for us to process your personal data at any time. This won't affect the legality of any processing that relied on your consent before you withdrew it.

You have the right to lodge a complaint with your regulatory authority.

You have the right to lodge a complaint with a supervisory authority in your EU member state that's responsible for protecting your fundamental rights regarding personal data processing.

The laws of the European Union and its Member States may restrict your rights regarding your personal data, as outlined in section 13 below.

We'll provide you with the requested information in accordance with your rights under section 13 of this agreement within one month of receiving your request. If needed, we may extend this timeframe to up to two months, depending on the nature and complexity of your request. We'll notify you within one month of receiving your request if an extension is required, along with the reasons for the extension.

Subject to the provisions of section 13 of the law, we'll provide the information you request at no cost. However, if your request is unjustified, excessive, or repetitive, we may charge a reasonable fee to cover our administrative costs. We also reserve the right not to proceed with the request.

If we have doubts about the identity of the person making the request, we may ask for additional information to verify your details.